Drinking and driving is a criminal behavior that endangers both you and others drivers on the road. As a legal punishment, there are also fines for drunk driving. According to Thai legislation, drunk driving or refusing to blow the alcohol meter is penalized by imprisonment for no more than one year, with a fine of between 10,000 and 20,000 baht, as well as a 6-month suspension of the driver’s license.
In the worst-case scenario, if drunk driving causes injury to others, you will face imprisonment ranging from 1 to 5 years, penalties ranging from 20,000 to 100,000 baht, suspension of driving for at least 6 months, and driving license revocation orders. If the perpetrator is seriously injured, the penalty is 2-6 years in jail, a fine of 40,000-120,000 baht, a 2-year driver’s license suspension and drunk driving penalty ranging from 60,000 to 200,000 baht, for which the driver’s license will be suspended immediately.
Drunk driving is a harmful habit that you should avoid. The penalty includes both fines and jail, as well as the right to have your driving license confiscated or revoked. The following are the claim conditions for both voluntary and required insurance in the case of drunk driving and accidents:
● Compulsory motor insurance
It protects the insured and the parties without proving right or wrong under compulsory insurance or the Motor Vehicle Act. It will only pay a portion of the compensation for medical expenditures. However, car damage is not covered.
● Voluntary motor insurance
To cover both the insured and the parties, the alcohol in your blood must not exceed 50 milligram percent for voluntary insurance. However, if the alcohol content reaches 50 milligrams per deciliter, the policy will not cover it, even if you just purchase 1 class of car insurance.
As a result, if you know you will be driving a car, you should avoid consuming alcohol to lower the likelihood of accidents, which is one of the loss prevention techniques. To transfer risk, I strongly advise you to acquire car insurance in Thailand, specifically from Rabbit Care at https://rabbitcare.com/car-insurance. There are several well-known insurance companies to choose from. Around 30 insurers allow you to compare coverage and insurance premiums to get the best one. There are several options to pay the insurance payment, including cashier’s cheque, ATM, credit card, banking, and others that are convenient for you, and the policy will be sent to you within 15-30 days.
Purchasing insurance via Rabbit Care is incredibly useful since you will receive a variety of benefits such as 24 hour roadside assistance and a substitute automobile while your vehicle is being repaired. If an accident happens, the claim process is simple and quick since you can notify the insurer online using the LINE Official Account. There is a general garage that serves all of Thailand. Interestingly, your insurance premium can be reduced by up to 70% if you install the car camera and have no claims.